*To make a referral, the referrer must complete the online referral form, available at bit.ly/StMarysReferral. The referred person must open a deposit account between January 22, 2021 through March 31, 2021 for referrer to receive referral bonus. Alternative entry: visit the Farmers National Bank St. Marys location to provide your name, address, city, state, zip code, phone number and name of referral(s). Referral bonus will be paid within 5-7 business days after account is open and funded. Bonuses may be reported to the IRS if amounts of $600 or more total aggregate payments are received. Referral program is open to Pennsylvania residents, age 21 and older. Employees of Farmers National Bank and their immediate families are not eligible to participate. All federal, state and local laws and regulations apply. Void where prohibited by law. No purchase necessary to refer. Other Restrictions Apply.